Archive for the "Insurance" Category

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Long Term Care Planning is Like a Shopping Bargain

Most people, if not all, wait for a sale before they hit the malls to shop instead of spending on cheap imitation products with questionable quality. If only everyone would apply this mentality on his health care needs then there’s no reason he can’t save on long term care. Using discount coupons in your shopping […]

What’s the Price You Have to Pay for a Coverage?

It’s not the offerings of a long term care insurance policy that uninsured individuals question but the price that they have to pay for a coverage. These price tags attached to policies are also referred to as long term care premiums. Although the word attached was used earlier, it is important that the sentence where […]

Does a Longer Elimination Period Guarantee Savings?

Apart from the maximum benefit amount and maximum benefit period, the long term care elimination period is another important aspect of your long term care insurance (LTCI) policy which you should not overlook. Some people make the mistake of calculating their LTCI policy’s maximum benefit amount and coverage period perfectly to avoid big out-of-pocket expenses, […]

Why CLASS Act Did Not Work

Although many senior Americans were affected by the demise of the Community Living Assistance Services and Supports Act or CLASS Act, there’s a bigger population that did not even seem to care when it was enacted and when it was later repealed. The said voluntary national health insurance program, which was an offshoot of the […]

Seeking Optimized Commercial Insurance Rates in Austin

Whatever kind of business you own or operate in the great state of Texas, it’s imperative that you purchase commercial insurance in order to cover your liabilities. Whether you are in construction, drive a taxi-cab, operate a manufacturing or packing warehouse, or manage digital pencil-pushers and paper-shufflers, the type of commercial insurance you purchase in […]