Archive for the "Insurance" Category

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Less Tax with Long Term Care Insurance

Long term care (LTC) is always associated with big expenditures and this is the reason nobody wants to grow old, let alone receive care in a nursing home as this can easily drain one’s resources in less than a year. Perhaps, if there is any consolation in receiving expensive LTC services that would be the […]

Long Term Care without CLASS Act

Before the enactment of the Community Living Assistance Services and Supports Act (CLASS Act), Americans were taught to plan their long term care with private insurance, retirement money, reverse mortgages, and annuities. All of a sudden, came long term care CLASS Act fashioned which aims to provide long term care (LTC) coverage for middle-class workers […]

Why Should You Research and Study Long Term Care?

Conducting long term care research can lead to the actual purchase of a long term care insurance (LTCI) policy which is designed to cover your expenses in a nursing home and even at home. That is the case if the purpose of your research is to secure your future but if it is only to […]

Permanent Disablement Cover in New Zealand Life Insurance Policies

Typically, New Zealand life insurance plans do not vary a great deal between life insurers. There will be some differences – for example one New Zealand life insurance plan might have ancillary benefits that another does not (a financial planning grant for example), or might offer very slightly different benefits (for example one life insurer […]

Cover your classic car with Classic car insurance

If you have a car that’s manufactured 20 or 25 years back then you should insure your car under classic car insurance. Basically, there is no particular definition of classic cars, but cars that are 20 to 25 years old are known as classic cars. The requirements and car insurance coverage has changed over the […]