Archive for the "Insurance" Category

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Cobra Insurance Information and Alternate Ideas

Will filing of a divorce be enough to cancel a spouse from coverage on our Company’s health insurance plan and be offered COBRA? Answer: No.The qualifying event is the date of the divorce decree (or legal separation).Merely filing for divorce is not considered a qualifying event, and will not render the spouse automatically eligible for […]

Reduce Your Annual Premium with Patience and a Little Sacrifice

It would’ve been easier to advise people to downshift their eating habits and change their sleeping pattern in order to improve the state of their health. Unfortunately, this will not change the fact that sooner or later they will still require care due to some reason. Rather than listening to what they’ve already heard before, […]

Get a Heap of Daily Long Term Care News

Getting a heap of long term care news every day is healthy. It is actually prescribed by health care specialists and financial advisors as it stimulates a person’s interest and drives him to act on his future. Although very important and should be taken very seriously, long term care (LTC) is unfortunately not in everybody’s […]

Long Term Care Costs in Your State

Whether you intend to retire in your state of residence or move to another part of the country, you have to study long term care costs by state. No matter where you decide to settle down after your retirement you cannot escape the high cost of care. Financial advisors and long term care (LTC) specialists […]

What’s in Your Long Term Care Ins Policy?

How did you determine the maximum daily benefit that you should be receiving from your long term care ins? Do you have an idea how much insurance benefits you’ll have 20 years from now considering your policy’s type of inflation protection rider? These are just some of the questions that you should be asking yourself […]