Archive for the "Insurance" Category

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4 Broad types of health insurance plans

Problem: Hi, I am a 29-year old salaried person. Recently, I met an unforeseen accident for which I had to undergo minor surgery. Though I am alright now, but the surgery has badly hit my finances. Now, I am seriously thinking about taking out an appropriate health insurance plan. Can you please guide me what […]

Mortgage Protection Insurance – Your Lifeline in Times of Crisis

In the current economic climate, so many people are feeling the pinch – some more so than others.  With so many businesses and organizations looking for ways to cut costs, it seems that many are resorting to layoffs and redundancies.  This means that jobs that seemed safe just a few years ago can no longer […]

Terminologies Usually Found in a Long Term Care Glossary

We all know how important an LTC insurance plan is in our lives, especially when the time comes that we have to rely on other people’s help to lessen our sufferings brought about old age and other factors like diseases and illnesses. But before we actually plunge into buying our own insurance policy, we must […]

Dealing with Inflation and Tax Advantages of Long Term Care Insurance Plans

LTC insurance policies may be considered as one of the most important and most beneficial investment that an individual can get for his future use. Not only does it provide services and facilities that are helpful in lessening the burdens and financial discomfort of being old and sickly, but it also gives the policyholders other […]

Will CLASS Act’s Repeal Bode Bad News?

It was supposed to serve as an alternative to the private long term care insurance (LTCI) policy but the Department of Health and Human Services (HSS) came out one day with the news that the Community Living Assistance Services and Supports program, or simply CLASS Act, won’t work for the time being. According to HHS […]