Archive for the "Insurance" Category

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Twelve Key Reasons why a Person needs Life Insurance

Concepts like Life Insurance uk and term insurance are fast gaining momentum because it protects family or designated beneficiaries in the event of death of a bread earner. Moreover, there is a gamut of policies that may cover risks like death, diagnosis, terminal illness, permanent disability, accidental death or need for long term care. Not […]

Life Insurance and Health Insurance by Life Insurance NZ Specialist

Insured or Not Insured? If not InsuranceHelpline New Zealand allows individuals, businesses and other entities to protect themselves against significant potential losses and financial hardship at a reasonably affordable rate according to type of loss. There are dozens of different types of insurances available like Health Insurance (Medical Insurance), Life Insurance, Funeral Insurance etc. A […]

How Long Will You Require Long Term Care Coverage?

Aside from your maximum benefit amount, your long term care insurance benefit period will also determine the annual premium of your coverage, so study this component of your policy very well. Some people buy an LTCI policy with a five-year benefit period, others go for lifetime coverage, while there are also individuals that settle for […]

Guidance in Choosing a Long Term Care Insurance Policy

With so many long term care insurance policy options laid out for you, how would you choose the one that will work best for you without doing the eenie-meenie-miney-moe? You need to consider the expertise of a long term care insurance (LTCI) representative who has an excellent track record and whose roster of clients are […]

When Should I Consider Long Term Care Insurance?

Long term care (LTC) is a widely discussed topic as the cost of care is expected to go higher in the years to come and thus it’s making people more worried of facing the future. It is clear that everyone should plan his LTC while he still can, preferably with private insurance. But, who should […]