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Preparing Maryland’s Elderly for the High Cost of Care

Maryland’s elderly population 65 years old and older currently makes up 12.3% of the state’s total population.  By 2030 this senior group is expected to double and the state shall subsequently be confronted with a greater demand for long term care (LTC).  State government agencies and Maryland long term care insurance companies are urging residents […]

Expensive Long Term Care Facilities in Indiana

Long term care costs in Indiana are increasing rapidly and the truth is, it has already surpassed the rate of inflation.  It does not matter where one chooses to receive care in Indiana because in the end he will still wind up paying close to or more than $80,000 annually.     Based on the […]

Will You Need Long Term Care Insurance in Illinois?

Even if the cost of care in Illinois is relatively lower than what is in other U.S. states, Illinoisans should still consider an Illinois long term care insurance policy because nothing is definite in the long term care (LTC) area.   The cost of care increases approximately 5% every year due to inflation.  Everybody should […]

Spend Less on Long Term Care Insurance

Although an expensive product, you can save on long term care insurance if you consider buying your policy before the age of retirement.  If you wait to turn 65 or 70 before looking into your options you’ll have slimmer chances of clinching an affordable coverage.   Most people would talk about long term care insurance […]

Affordable Long Term Care Coverage from the Partnership Program

One of the reasons uninsured folks continue to steer away from long term care insurance is that they fear the possibility of being forced to pay a very high premium. Maybe there is a need for them to go over the offerings of long term care insurance companies again, as they have probably skipped that […]