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Buying a home, of course, is a major investment. In fact, buying a home may end up being the largest investment you will ever make. Saving money on a home loan is highly advisable and is easier than you may think.
There used to be a time when people would think nothing about taking a mortgage or a loan and build or buy their house or perhaps some commercial property. All this was quite fine when the going was good and banks and financial institutions were just too happy to lend to prospective borrowers as the general economic outlook was quite encouraging and conducive to business. But times have changed and the economic crisis caused by fiasco in sub-prime lending has forced people to look for creative financing to buy their Houston Investment property. This is quite understandable given the current economic outlook.
Filing for bankruptcy under chapter thirteen is a method that is used by many homeowners to stop foreclosure. This is the only form of bankruptcy that offers hope of allowing the mortgagee to remain in the home. If you are trying to avoid losing your home to foreclosure by filing for bankruptcy, you need to file for chapter thirteen bankruptcy, not chapter seven.
For some of us, bankruptcy looks like the only option to get out of debt in anything resembling a reasonable length of time. But deciding to declare bankruptcy is not simple. It is also very difficult to get credit again afterward. However, even though it is difficult, it is not impossible. Even a person who is in the middle to declaring bankruptcy can still qualify for an equity home loan. You need to be aware of some important information about bankruptcy equity home loans.
