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Credit cards are misused so much that banks now offer secured credit cards to assist in preventing credit dilemmas. With a secured credit card, also called a prepaid card, you “load” your card with a prepaid amount of money.
Many commentators now think that the world economic downturn is past its worst point, although busineses are still uncertain as to what the future may hold. Whilst many people have lost their jobs during these difficult times, there is still a lag as the economy improves, so there is little doubt that the number of people claiming bankruptcy will increase.
